As an extended program for Hong Kong older adults who go to mainland China, the GD scheme is well planned and conducted. Still, I wonder if there are barriers to such extension? For example, why can’t the payments of GD Scheme allowance be credited directly to the elderly applicants’ bank accounts in Mainland China?

I agree with you.

I see. The effort to suit the needs of older adults is respectful.

Cross-border autopay arrangements cannot be made to transfer the payments of allowance to beneficiaries' bank accounts in Mainland China directly due to the laws of Mainland China. It is also not feasible for SWD to make the remittance arrangement on behalf of the applicants and the applicants may need to pay rather high fees.